EURC explained: the euro stablecoin
EURC is a euro-backed stablecoin issued by Circle. Buy EURC at 0% fees on ChainATM — directly to your self-custody wallet.
What EURC is
EURC (Euro Coin) is issued by Circle, the same company behind USDC. Each EURC is backed 1:1 by euros held in reserves at European banks. It exists as a token on Ethereum, Base, Solana, and Avalanche. You can hold it, send it, swap it, and use it in DeFi the same way you would USDC — but denominated in euros.
Issuer and regulation
Circle, the issuer of EURC, holds an Electronic Money Institution license in France, and EURC is authorized as an Electronic Money Token under EU MiCA regulation. This regulatory standing applies to EURC itself; ChainATM is a separate service built by Noctra GmbH and is not itself a MiCA-licensed CASP.
EURC vs other euro stablecoins
EURC (Circle)
Backed 1:1 by euros held in reserves at European banks. Issued by Circle, which holds an EMI license in France; EURC is authorized as an EMT under MiCA.
EURT (Tether)
Tether's euro stablecoin. Operates outside MiCA authorization at the time of writing, which limits availability on EU exchanges.
agEUR (Angle)
Decentralized — backed by other crypto assets, not fiat in a bank. Algorithmic peg mechanism. No fiat redemption guarantee.
EUR-pegged synthetics
Various wrapped or synthetic euro tokens exist on different chains. Backing and redemption vary widely. Not regulated as EMTs.
How to buy EURC on ChainATM
Open ChainATM
Web app at app.chain-atm.com or the iOS app. Sign in with email or social login — no account setup beyond that.
Type or say "Buy EURC"
"Buy €100 of EURC" or "Buy EURC on Base." Plain language — the AI handles parsing.
Pay with card or bank
Credit card, Apple Pay, or bank transfer via the Coinbase on-ramp. 0% fee on EURC purchases.
EURC in your wallet
EURC arrives directly in your self-custody wallet on Ethereum, Base, Solana, or Avalanche.
EURC chains supported on ChainATM
Tell ChainATM which chain or let the AI route automatically. Cross-chain swaps to other tokens go through LI.FI.
Frequently asked questions
What is EURC?
EURC (Euro Coin) is a euro-backed stablecoin issued by Circle. Each EURC token is backed 1:1 by euros held in reserves. It exists as an ERC-20 token on Ethereum and as native tokens on Base, Solana, and Avalanche.
How is EURC regulated?
Circle, the issuer of EURC, holds an Electronic Money Institution (EMI) license in France, and EURC is authorized as an Electronic Money Token (EMT) under EU MiCA regulation. This is a regulatory fact about EURC itself; it is separate from any service that lists or sells EURC. ChainATM is built by Noctra GmbH, registered in Liechtenstein, and is not itself a MiCA-licensed CASP.
EURC vs USDC: which should I hold?
It depends on what currency you spend in. USDC tracks the US dollar; EURC tracks the euro. If you live in the eurozone, EURC removes FX risk — your stablecoin balance moves with the currency you actually use. If you transact globally or hold for crypto trading pairs (which are mostly USD-denominated), USDC has deeper liquidity. Many users hold both.
Which chains support EURC?
EURC is natively supported on Ethereum, Base, Solana, and Avalanche. ChainATM lets you buy EURC on any of these chains — just say "Buy €200 of EURC on Base" or let the AI pick.
How do I buy EURC?
On ChainATM, type or say "Buy €100 of EURC" (or any amount). Pay with credit card, Apple Pay, or bank transfer via the Coinbase on-ramp. EURC is delivered directly to your self-custody wallet at 0% fees — no provider fee, no transaction fee.
What are the fees for buying EURC?
ChainATM charges 0% on EURC purchases. No provider fee. No transaction fee. You only consume 1 ChainATM credit per purchase (credits start at €0.99 for 10). Most onramps charge 1–4.5% on EURC purchases.
Is EURC the same as EURT or agEUR?
No. EURC is issued by Circle (regulated EMI). EURT is issued by Tether and operates outside MiCA authorization. agEUR is a decentralized euro stablecoin from Angle Protocol, backed by other crypto assets rather than euros in reserve. EURC has the strongest regulatory clarity for EU users.
Can I use EURC for payments and DeFi?
Yes. EURC works in DeFi protocols on Ethereum, Base, Solana, and Avalanche — lending pools, DEXes, payment apps. Liquidity is smaller than USDC but growing as MiCA enforcement drives EU users toward authorized euro stablecoins.