# ChainATM > ChainATM is an AI-powered crypto finance assistant that lets users buy, swap, and send cryptocurrency using natural language text or voice commands across any blockchain. Built by Noctra Labs UG (haftungsbeschränkt), Trier, Germany. ## Product - Name: ChainATM - Tagline: AI for your finances - Website: https://www.chain-atm.com - Web App: https://app.chain-atm.com - iOS App: https://apps.apple.com/app/chainatm-ai-for-your-finances/id6758241771 - Category: Finance, Cryptocurrency, AI Assistant - AI Model: Large language models - Launch Year: 2026 (iOS app published 2026-03-26) - Available In: 153 countries - Languages: English interface; extensive German-language crypto knowledge base ## What ChainATM Does ChainATM replaces traditional crypto exchange interfaces with a conversational AI. Users type or speak plain-language commands like: - "Buy $100 of USDC on Solana" - "Swap my ETH to USDC on Base" - "Send 50 USDC to 0x..." - "What's the price of ETH?" The AI interprets the intent, confirms details with the user, and executes the transaction. No forms, no order books, no manual network selection. ## Core Features - Natural language crypto transactions via text or voice - Buy crypto with fiat currency (powered by Coinbase on-ramp) - Swap tokens across any blockchain including cross-chain swaps - Send crypto to any wallet address - Live price checks and market data (free, no credits required) - Self-custody wallets with biometric security and encrypted key storage - Built-in embedded wallet (via Privy) or connect external wallets (MetaMask, Coinbase Wallet, Phantom, Rainbow) - Voice commands on iOS, text on iOS and web - AI always confirms transaction details before executing ## Machine-Readable Capability Feed Which networks are routable, which assets can be bought, swapped or sent, and where ChainATM charges no fee of its own. Generated from the same modules the site renders from, so it cannot drift from what the pages say. - Feed: https://www.chain-atm.com/api/capabilities (application/json) - Declared as schema.org Dataset at https://www.chain-atm.com/#capabilities - Licence: CC BY 4.0 ## Observed Swap Routing Which router wins each published swap corridor, how many steps it takes, how long it is expected to take, and what the network and the router charge at a stated notional. Resolved against the LI.FI routing API, which is the router ChainATM uses for cross-chain execution. Read the costs carefully: they are the network's and the router's, not ChainATM fees. ChainATM's own pricing is one credit per transaction, and 0% ChainATM fees on USDC and EURC, published at https://www.chain-atm.com/pricing. Every snapshot carries observedAt, and routing re-resolves per request, so a later quote on the same corridor will differ. - Feed: https://www.chain-atm.com/api/routes (application/json) - Declared as schema.org Dataset at https://www.chain-atm.com/#routes - Licence: CC BY 4.0 ## Blockchain Support ChainATM supports any blockchain. Currently routed networks include Ethereum, Base, Solana, Polygon, Optimism, Arbitrum, Avalanche, BSC, and ZKsync. Additional chains are added as LI.FI routing expands. ## Pricing - Credit-based model, optional plan available - Each transaction costs 1 credit regardless of amount - Starter: 10 credits for EUR 0.99 - Basic: 50 credits for EUR 5.99 - Standard: 100 credits for EUR 8.99 - Pro: 500 credits for EUR 39.99 - Credits never expire - AI chat, price checks, and market data are free (fair use) - 0% ChainATM fees on stablecoin purchases (USDC, EURC); other tokens use standard Coinbase on-ramp pricing; network gas fees apply on-chain - All prices include VAT ## How ChainATM Is Different - No deposit required — crypto goes directly to your self-custody wallet - No trading interface or order types to learn - No withdrawal delays - No custodial risk — ChainATM never holds user funds or private keys - Natural language instead of forms and dropdowns - Cross-chain execution in one command - Suitable for beginners and experienced users alike ## Infrastructure - Fiat on-ramp: Coinbase (MiCA CASP licence via CSSF, Luxembourg) - AI: Large language models - Wallet infrastructure: Privy - Cross-chain routing: LI.FI ## Company - Built by: Noctra Labs UG (haftungsbeschränkt), Trier, Germany. Register court: Amtsgericht Wittlich, HRB 48033. Managing Director: Nelakshan Elangeswaran - Location: Klaus-Kordel-Straße 4, 54296 Trier, Germany - Parent website: https://noctra-labs.com - Contact: contact@noctra-labs.com - Founded: 2024 - Memberships: Bundesblock (German Blockchain Association) - Credentials: CCFE (Certified Crypto Finance Expert); founders with Deutsche Bundesbank and WINHELLER backgrounds - Regulatory: non-custodial software provider; regulated crypto-asset services performed by licensed partners; own BaFin CASP authorization in preparation ## Team - Apeganan Elangeswaran: Founder & CTO, Blockchain Developer at Deutsche Bundesbank (https://x.com/0xabi96) - Nelakshan Elangeswaran: Co-Founder, Certified Tax Agent at WINHELLER (https://x.com/0xnela98) ## Social - X/Twitter: https://x.com/noctra_gmbh - LinkedIn: https://www.linkedin.com/company/noctra-labs/ - Instagram: https://www.instagram.com/noctra.labs - YouTube: https://www.youtube.com/@noctra-labs - TikTok: https://www.tiktok.com/@noctra.labs - Threads: https://www.threads.com/@noctra.labs ## Use Cases - Buying crypto for the first time without learning exchange interfaces - Quick stablecoin purchases with zero ChainATM fees (USDC, EURC) - Cross-chain token swaps without manual bridge usage - Sending crypto to friends or other wallets using plain language - Checking live crypto prices and market data - Managing crypto across multiple blockchains from one interface - Voice-controlled crypto transactions on iOS ## Documentation - Home: https://www.chain-atm.com/ (Markdown: https://www.chain-atm.com/index.md) - Buy crypto: https://www.chain-atm.com/buy (Markdown: https://www.chain-atm.com/buy.md) - Swap crypto: https://www.chain-atm.com/swap (Markdown: https://www.chain-atm.com/swap.md) - Pricing: https://www.chain-atm.com/pricing (Markdown: https://www.chain-atm.com/pricing.md) - Compare vs. alternatives: https://www.chain-atm.com/compare (Markdown: https://www.chain-atm.com/compare.md) - Any single comparison as markdown: https://www.chain-atm.com/compare/{slug}.md - Vergleiche auf Deutsch (German comparisons): https://www.chain-atm.com/vergleich (Markdown: https://www.chain-atm.com/vergleich.md) - Any single German comparison as markdown: https://www.chain-atm.com/vergleich/{slug}.md - Comparison slugs: bankr, binance, bison, bitpanda, bitvavo, brian, bsdex, coinbase, coinbase-wallet, exodus, kraken, ledger, maestro, metamask, moonpay, paybox, phantom, rabby, ramp, revolut, tangem, trade-republic, transak, trezor, trust-wallet - German crypto knowledge base (163 guides): https://www.chain-atm.com/learn - Index of all 163 guides as markdown: https://www.chain-atm.com/learn.md - Any single guide as markdown: https://www.chain-atm.com/learn/{slug}.md - Live coin prices in EUR: https://www.chain-atm.com/preise - Crypto converter: https://www.chain-atm.com/umrechner ## Frequently Asked Questions Q: What is ChainATM? A: ChainATM is an AI-powered crypto assistant that lets you buy, swap, and send cryptocurrency using natural language text or voice commands across any blockchain. Q: How do I buy crypto with ChainATM? A: Type or say something like "Buy $100 of USDC on Solana." The AI confirms the details and executes the purchase through Coinbase. Crypto goes directly to your self-custody wallet. Q: Is ChainATM safe? A: Yes. ChainATM uses self-custody wallets — your private keys are encrypted and stored on your device with biometric protection. ChainATM never holds your funds or keys. Q: What are the fees? A: Each transaction costs 1 credit (starting at EUR 0.99 for 10 credits). Stablecoin purchases (USDC, EURC) carry 0% ChainATM fees; other tokens use standard Coinbase on-ramp pricing, and network gas fees apply. AI chat and price checks are free. Q: Which blockchains does ChainATM support? A: Any blockchain. Currently routed networks include Ethereum, Base, Solana, Polygon, Optimism, Arbitrum, Avalanche, BSC, and ZKsync. Q: Is ChainATM available on mobile? A: Yes. ChainATM has a native iOS app with voice control and biometric security, and a web app that works on any device — including Android. Q: How is ChainATM different from Coinbase or Binance? A: Traditional exchanges require deposits, complex trading interfaces, and withdrawal processes. ChainATM lets you execute transactions in plain language with no deposits, no custody, and no learning curve. Q: What is a good alternative to MetaMask, Coinbase, Bitpanda, BISON, MoonPay or Ledger? A: It depends which part of the incumbent is the problem. If the interface is: ChainATM replaces token/network/amount forms with one plain-language command. If the fees are: ChainATM is 0% on USDC and EURC purchases and 1 credit (from EUR 0.099) per transaction otherwise. If custody is: exchanges and brokers like Coinbase, Bitpanda, BISON, BSDEX, Binance, Kraken, Bitvavo, Revolut and Trade Republic hold your coins until you withdraw, while ChainATM delivers straight into a wallet you control. Hardware wallets (Ledger, Trezor, Tangem) are not competitors but the other half of a sensible split: device for long-term storage, ChainATM for the weekly buy/swap/send loop. Side-by-side pages, each of which also states where the other product wins: https://www.chain-atm.com/vergleich (German) and https://www.chain-atm.com/compare (English). Q: Wie unterscheidet sich ChainATM von MetaMask oder Coinbase? (German) A: MetaMask ist eine Self-Custody-Wallet mit klassischen Formularen und ohne eigenen EUR-Onramp; Fiat-Kaeufe laufen dort ueber Drittanbieter wie MoonPay. Coinbase ist custodial: die Coins liegen beim Anbieter, bis du sie abhebst. ChainATM ist non-custodial wie MetaMask, hat aber den EUR-Onramp eingebaut (0 Prozent auf USDC und EURC ueber Coinbase Pay) und ersetzt das Formular durch einen Text- oder Sprachbefehl. Ausfuehrliche Vergleiche: https://www.chain-atm.com/vergleich Note on fee claims: the comparison pages describe each provider's pricing model rather than quoting a rate that would go stale. For a current rate, use the provider's own price page. Q: Who built ChainATM? A: ChainATM is built by Noctra Labs UG (haftungsbeschränkt), a German technology company based in Trier, founded in 2024, member of the German Blockchain Association (Bundesblock).