# ChainATM vs Rabby

> Rabby is an EVM-focused self-custody wallet built around transaction pre-flight checks, showing the expected balance change before a transaction is signed.

## Side-by-side

| | ChainATM | Rabby |
|---|---|---|
| Website | https://www.chain-atm.com | rabby.io |
| Category | AI-powered crypto wallet (chat + voice) | wallet |
| Fees | 1 credit per tx (0% on USDC and EURC) | 0.25% on the built-in swap, no fee on transfers or dApp interactions, gas on all transactions |
| Interface | AI chat (voice + text) | Browser extension and mobile app with a security-first transaction preview |
| Custody | Non-custodial (self-custody wallet) | Non-custodial (you control your seed phrase) |
| AI commands | Yes | No |
| Voice commands | Yes (iOS) | No |
| Fiat onramp | Yes (Coinbase) | Via partner (MoonPay/Transak fees apply) |

## Rabby strengths

- Shows expected balance changes before signing
- Automatic network switching per dApp
- Strong protection against malicious approvals
- Swap fee well below MetaMask
- Open source

## Rabby weaknesses

- EVM only, no Solana or Bitcoin
- Aimed at experienced DeFi users
- No AI or voice
- No native fiat onramp
- Smaller ecosystem than MetaMask

## Why choose ChainATM over Rabby

- Natural language instead of forms: Rabby uses traditional wallet UI
- Voice on iOS: Rabby has no voice interface
- 0% on USDC and EURC purchases: Rabby's fiat onramp partners typically charge 1–4.5%
- Cross-chain bridging in one command via LI.FI

## Common questions

### Is Rabby or ChainATM better for buying and sending crypto?

It depends on which part you do most. Pick Rabby if what your use case turns on is what it is strongest at: Shows expected balance changes before signing; Automatic network switching per dApp. ChainATM is the better choice if you want to buy, swap and send from one conversation instead of three separate flows, and it charges 0% ChainATM fees on USDC and EURC. ChainATM is non-custodial throughout: it never holds your funds, and purchases are executed by Coinbase straight into a wallet you control.

### What does Rabby cost compared to ChainATM?

Rabby: 0.25% on the built-in swap, no fee on transfers or dApp interactions, gas on all transactions. ChainATM: 1 credit per transaction, from EUR 0.099 per credit, and 0% ChainATM fees on purchases of USDC and EURC. Other tokens use standard Coinbase on-ramp pricing. Network gas fees apply on both sides and go to the blockchain, not to the provider.

### Can I use Rabby and ChainATM together?

Yes. ChainATM is self-custody and does not require you to move away from Rabby. Many people keep Rabby and use ChainATM for the parts that are awkward elsewhere: cross-chain swaps in a single command, or fee-free USDC and EURC purchases.

### Does ChainATM hold my crypto like Rabby does?

No. Neither product holds your crypto: Rabby and ChainATM are both self-custody. The difference is the interface, not the custody model. ChainATM is driven by plain-language text or voice rather than by forms, and we never have access to your keys in usable form.

### Is ChainATM available in my country?

Availability depends on our on-ramp partners' supported regions. ChainATM is built by Noctra Labs UG (haftungsbeschränkt) in Trier, Germany, registered at Amtsgericht Wittlich under HRB 48033. The fiat on-ramp runs through Coinbase, with EUR purchases by SEPA, card and Apple Pay.

## Related

- [All comparisons](https://www.chain-atm.com/compare.md)
- [Buy crypto](https://www.chain-atm.com/buy.md)
- [Pricing](https://www.chain-atm.com/pricing.md)
- [Auf Deutsch lesen](https://www.chain-atm.com/vergleich/rabby.md)