# ChainATM vs MetaMask

> MetaMask is the most-used self-custody crypto wallet — a browser extension and mobile app supporting EVM chains, with a built-in swap feature and dApp browser.

## Side-by-side

| | ChainATM | MetaMask |
|---|---|---|
| Website | https://www.chain-atm.com | metamask.io |
| Category | AI-powered crypto wallet (chat + voice) | wallet |
| Fees | 1 credit per tx (0% on USDC and EURC) | 0.875% on built-in swaps; gas fees on all transactions; onramp partner fees vary |
| Interface | AI chat (voice + text) | Traditional wallet UI with menus, forms, and dropdowns |
| Custody | Non-custodial (self-custody wallet) | Non-custodial (you control your seed phrase) |
| AI commands | Yes (Google Gemini 2.5) | No |
| Voice commands | Yes (iOS) | No |
| Fiat onramp | Yes (Coinbase) | Via partner (MoonPay/Transak fees apply) |

## MetaMask strengths

- Industry standard — 30M+ users
- Wide dApp compatibility
- Browser extension + mobile
- Hardware wallet support

## MetaMask weaknesses

- Steep learning curve for newcomers
- No AI — every action is forms and dropdowns
- No voice
- 0.875% fee on built-in swaps
- EVM-only (no Solana, no Bitcoin)

## Why choose ChainATM over MetaMask

- Natural language instead of forms — MetaMask uses traditional wallet UI
- Voice on iOS — MetaMask has no voice interface
- 0% on USDC and EURC purchases — MetaMask's fiat onramp partners typically charge 1–4.5%
- Cross-chain bridging in one command via LI.FI

## Related

- [All comparisons](https://www.chain-atm.com/compare.md)
- [Buy crypto](https://www.chain-atm.com/buy.md)
- [Pricing](https://www.chain-atm.com/pricing.md)