# ChainATM vs Brian

> Brian (brianknows.org) is an AI agent that interprets natural-language prompts and executes DeFi actions like swaps, sends, lending, and staking. Available as a chat app and as an embeddable API.

## Side-by-side

| | ChainATM | Brian |
|---|---|---|
| Website | https://www.chain-atm.com | brianknows.org |
| Category | AI-powered crypto wallet (chat + voice) | ai-agent |
| Fees | 1 credit per tx (0% on USDC and EURC) | Variable — pass-through fees from underlying protocols |
| Interface | AI chat (voice + text) | Web chat (also available as developer API/SDK) |
| Custody | Non-custodial (self-custody wallet) | Non-custodial (connects external wallets) |
| AI commands | Yes (Google Gemini 2.5) | Yes |
| Voice commands | Yes (iOS) | No |
| Fiat onramp | Yes (Coinbase) | No |

## Brian strengths

- Broad DeFi action coverage (lending, staking, more)
- Available as embeddable API
- Non-custodial — uses your wallet

## Brian weaknesses

- No fiat onramp — must already hold crypto
- No voice commands
- No native mobile app
- Requires external wallet connection

## Why choose ChainATM over Brian

- Voice on iOS — Brian is text-only
- Built-in fiat onramp via Coinbase — Brian requires you to already hold crypto
- 0% fees on USDC and EURC purchases
- Cross-chain swaps in one command via LI.FI across 9 chains

## Related

- [All comparisons](https://www.chain-atm.com/compare.md)
- [Buy crypto](https://www.chain-atm.com/buy.md)
- [Pricing](https://www.chain-atm.com/pricing.md)