# ChainATM vs Bankr

> Bankr is a Farcaster-native AI agent that executes crypto transactions through chat. Users post commands or DM the bot to trade, send, and query on-chain.

## Side-by-side

| | ChainATM | Bankr |
|---|---|---|
| Website | https://www.chain-atm.com | bankr.bot |
| Category | AI-powered crypto wallet (chat + voice) | ai-agent |
| Fees | 1 credit per tx (0% on USDC and EURC) | Custodial spread on swaps; subscription tiers |
| Interface | AI chat (voice + text) | Farcaster casts and DMs |
| Custody | Non-custodial (self-custody wallet) | Custodial — Bankr holds funds to execute quickly |
| AI commands | Yes (Google Gemini 2.5) | Yes |
| Voice commands | Yes (iOS) | No |
| Fiat onramp | Yes (Coinbase) | No |

## Bankr strengths

- Native to Farcaster
- Fast execution via custody
- Strong crypto-native community
- Conversational interface for trades and sends

## Bankr weaknesses

- Custodial — you do not control private keys
- Farcaster-only — no standalone iOS/web app
- No fiat onramp
- No voice commands

## Why choose ChainATM over Bankr

- Voice on iOS — Bankr is text-only
- Built-in fiat onramp via Coinbase — Bankr requires you to already hold crypto
- 0% fees on USDC and EURC purchases
- Cross-chain swaps in one command via LI.FI across 9 chains

## Related

- [All comparisons](https://www.chain-atm.com/compare.md)
- [Buy crypto](https://www.chain-atm.com/buy.md)
- [Pricing](https://www.chain-atm.com/pricing.md)